IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

Highlights

• Choose from a range of 3 investment options
• Get rewarded for choosing to pay for longer term through loyalty additions
• Reduced charges on investing higher premium amount
• Enhance your fund value by staying invested for longer term through wealth boosters
• Safeguard your family during the policy term with a life cover of at least seven times the annualized premium
• Customise your premium payment options - pay premiums for 5, 7, 10 years or for the entire policy term
• Meet emergency fund requirements through partial withdrawals^

^Please refer Partial Withdrawal section for further details

Disclaimers
The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Reliance Nippon Life Insurance Company Limited is only the name of the Insurance Company’ and Reliance Nippon Life Smart Savings is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Funds do not offer guaranteed or assured returns. For more details on associated risk factors, applicable charges and other terms and conditions please read sales brochure carefully before concluding a sale. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. UIN for Reliance Nippon Life Smart Savings Plan: 121L117V02

• Brochure
• Proposal Form
• Rate Table