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Secure Your Family’s Future with our Comprehensive Term Insurance Plan

You strive to give your family the best-comfort, happiness, and a secure future. In today’s uncertain world, protecting them has never been more important. Reliance Nippon Life Super Suraksha Elite, available online, offers substantial financial security, flexible premium options, and enhanced coverage at key life milestones, ensuring your loved ones are safeguarded, no matter what life brings.

Benefits of RNL Super Suraksha Elite

Competitive Premiums at Sum Assured ₹2 Crores and above
Increase life cover on important milestones
Instant Claim Payout of ₹2 Lacs on death of Life Assured
Multiple Death Benefit Payout Option
combining Income and Lumpsum
Enhance Coverage through Accident, Disability & Critical Illness Riders (80D tax benefit*)
First year premium Discounts:
• Online Discount
• Salaried Discount
Tax benefit* under sec 80C and 10(10D)


SA : 2 Cr | PT : 20 Years
Age Annual Premium Monthly Premium
Male Female Male Female
25 ₹ 10,761 ₹ 10,430 ₹ 924 ₹ 896
30 ₹ 12,594 ₹ 11,494 ₹ 1,082 ₹ 987
35 ₹ 16,823 ₹ 14,285 ₹ 1,445 ₹ 1,227
40 ₹ 24,601 ₹ 19,934 ₹ 2,113 ₹ 1,712
45 ₹ 37,300 ₹ 29,680 ₹ 3,204 ₹ 2,550
SA : 5 Cr | PT : 20 Years
Age Annual Premium Monthly Premium
Male Female Male Female
25 ₹ 23,919 ₹ 23,069 ₹ 2,055 ₹ 1,982
30 ₹ 28,620 ₹ 25,798 ₹ 2,458 ₹ 2,216
35 ₹ 39,364 ₹ 32,916 ₹ 3,381 ₹ 2,828
40 ₹ 59,041 ₹ 47,235 ₹ 5,072 ₹ 4,057
45 ₹ 91,065 ₹ 71,851 ₹ 7,822 ₹ 6,172

^ Illustrated Premium is premium excluding taxes for Standard Life, Non-Smoker, Regular Pay option with digital discount (10%) and salaried discount (5%). Please refer Benefit Illustration for more details.

^ All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Reliance Nippon Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.





This plan is available for salaried and self-employed individuals aged 18 to 60 years, looking for high life cover at competitive premiums.

Yes, RNL Super Suraksha Elite is available online, allowing you to buy instantly with a hassle-free process.

You can get:
• 10% discount on online purchase
• Lower premium rates for women
• Up to 5% discount on First Year Premium (FYP) for salaried individuals

Your nominee can choose from:
• Lump Sum Payout – Full amount paid at once
• Monthly Income – Fixed income for 10 years
• Lump Sum + Monthly Income – A combination of both as per preference

You can pay annually, half-yearly, quarterly, or monthly, with digital payment options for seamless transactions.

Yes! With the Enhanced Coverage Benefit Option, you can increase your cover at key life milestones like marriage, childbirth, or home loan approval without additional underwriting.

In case of a claim, ₹2 lakh is paid within 2 working days to your nominee for immediate financial support. The remaining death benefit is processed as per the chosen payout option.

Medical requirements depend on your age, sum assured, and health profile. In many cases, policies can be issued with minimal or no medical tests, making the process easier.

Yes, you can enhance your protection with optional Accidental Death, Accidental Disability, and Critical Illness riders.

You get a 30-day free look period to review the policy. If unsatisfied, you can cancel and receive a refund as per policy terms.

Once purchased, you will receive a policy document via email. You can track and manage your policy through our online customer portal anytime.

The nominee can initiate the claim process online by submitting the required documents. Our team ensures a quick and hassle-free claim settlement process.

Reliance Nippon Life Insurance Company Limited (IRDAI Reg. No 121). Registered Office: 401B, 402, 403 & 404, 4th Floor, Inspire-BKC, G Block, BKC Main Road, Bandra Kurla Complex, Bandra East, Mumbai– 400051, India. T +91 22 68965000. Call us on our Toll free no. 1800 300 08181. Trade logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited & Nippon Life Insurance Company and used by Reliance Nippon Life Insurance Company Limited under license. Reliance Nippon Life Insurance Company is only the name of the Insurance Company, and Reliance Nippon Life Super Suraksha Elite (UIN: 121N148V01) is only the name of the term life insurance product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

* Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
• This product offers online discount of 10% on Limited Pay/Regular Pay policies. Applicable in first year only.
• This product offers Salaried discount of 5% on Regular Pay policies. Applicable in first year only.
• This product is underwritten by Reliance Nippon Life Insurance Company Ltd. This plan is not a guaranteed issuance plan, and it will be subject to Company's underwriting and acceptance. Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

The following riders are available along with this plan: Reliance Nippon Life Accidental Death Benefit Rider: (UIN: 121B032V03), Reliance Nippon Life Accidental Death and Disability Rider: (UIN: 121B017V03), Reliance Nippon Life Accidental Death and Disability Plus Rider: (UIN: 121B016V03). Reliance Nippon Life Critical Illness Rider (UIN: 121B018V02). Please read the sales brochure of the riders for further details.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS: IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.